Question: Does GEMS Pay For Gym Membership?

Can you join a medical aid if you are already pregnant?

Joining a medical scheme when you are already pregnant When a waiting period is applied to pregnancy, then the pregnancy and birth will not be covered but your baby will be covered from the first day of life – if you register him/her with your medical aid within 30 days..

What is the waiting period for Gems medical aid?

3 monthsThere are two types of waiting periods that medical schemes (including GEMS) may apply. These are: A General Waiting Period (GWP) of up to 3 months; and/or • A Condition-Specific Waiting Period (CSWP) of up to 12 months.

How much do gems cost?

New Classic gems can cost between $50 and 1000 dollars per carat for an average one-carat gemstone. Tsavorite is a good example of a new classic stone that can reach $3k per carat. Affordable Gemstones are a combination of great color available at a good price.

Is gems for government employees only?

GEMS is a separate legal entity that does not form part of any Government department or public entity. GEMS actively started to enrol members from January 2006. As GEMS is a restricted scheme for Government employees, only those employed within public service can become members.

Which is the best medical aid?

The most popular medical aid schemesDiscovery Health.Fedhealth.Medihelp.Medshield.Bonitas.Momentum.

Does GEMS pay for MRI scan?

The 26 specific chronic diseases the Scheme provides a minimum level of cover for, as required by Law. CT and MRI scans: Special X-rays taken of the inside of your body to try to find the cause of a medical condition. … MEL: Medicine Exclusion List. Medicine that is excluded from benefits in terms of the Scheme rules.

Does GEMS pay for homeopathy?

Homeopaths may prescribe homeopathic medicine of up to R500 per family per year. To fund medicine for life-threatening allergies once per beneficiary per year. Student dependants will no longer be suspended upon the review period. Instead, they will be converted to adult dependants and pay adult contribution rates.

How much do you pay for Gems medical aid?

Cost of membershipSalary bandMemberAdultSalary bandMemberAdultR0-R11 892R2 060R1 475R11 892.01-R20 538R2 295R1 645R20 538.01 +R2 550R1 82521 more rows

What is the difference between Emerald and Emerald value?

The Emerald Value option offers the same rich benefits as the existing Emerald option, but at a more affordable rate.

How much is Bonitas Medical Aid monthly?

Bonitas noted that seven of its current options are priced between R1,500 and R3,000 per month, which is where the medical scheme market is experiencing growth currently.

Does GEMS pay for gynecologist?

Remember to ask for a specialist on the GEMS Specialist Network (only applicable to the Paediatricians, Obstetricians and Gynaecologists). Network GPs and specialists have agreed to bill a contracted rate so that you will not have to pay any out-of-pocket expenses for your consultations.

Does Bonitas pay for gym?

As a member of Fedhealth or Bonitas medical aid schemes, you can subscribe to the Sanlam Reality rewards programme. You’ll enjoy a gym benefit at Virgin Active that’s structured in such a way that the more you exercise the greater the cash rewards. … At Planet Fitness you’ll benefit from reduced gym fees of up to 80%.

How many months is 35 weeks pregnant?

35 weeks pregnant is how many months? If you’re 35 weeks pregnant, you’re in month 8 of your pregnancy. Only 1 month left to go!

What is the cheapest gym to join?

Five most affordable gym membershipsPlanet Fitness. Planet Fitness advertises itself as a gym for people who don’t like gyms, with ads referring to every Planet Fitness location as a “Judgement Free Zone.” … Cardinal Fitness. … Your Local YMCA. … Gold’s Gym. … LA Fitness.

Can anyone join Gems medical aid?

No person may belong to more than one medical scheme at the same time. You may thus not be registered on two schemes. Even if your dependants are not covered on your current scheme, you may not join GEMS with the purpose to obtain cover only for your dependants. This constitutes dual membership.

What does GEMS Ruby cover?

The Ruby option includes a PMSA, hospital plan and a Block Benefit. The PMSA consists of 20% of your contribution allocated to a savings account held in your name. This account pays for your out-of-hospital or day-to-day medical expenses.

How do I claim my gems back?

If you have any queries in this regard, you can call GEMS on 0860 00 4367 or send an email to How is the claim processed? The Claims Department receives the claim and assesses it according to the Scheme Rules. If the Scheme Rules allow, the claim will then be paid.

Do gems cover pregnancy?

As a member of GEMS, you have free access to a Maternity Programme. This programme is specifically designed to provide you with support, education and advice through all stages of your pregnancy, confinement and postnatal (period after birth) period.