Is It Hard To Get Approved For American Express?

What does your credit score have to be to get an American Express card?

750Minimum credit score Applicants need a credit score of 750 or higher to have good odds of being approved for an American Express credit card that requires excellent credit..

Is American Express easy to get approved for?

None of the credit cards issued by American Express is especially easy to get because they all require a minimum of good credit. That means a score between 660 and 720, although a score of 700+ will give you the best chance.

Do I need good credit for American Express?

You need good credit or something that hits at least 700. … Plan to reach good credit status before you pick up an American Express credit card application. You’ll increase your chances of approval for the card you want. And you’ll also be more likely to secure a lower APR on the card, too.

How long does it take to get approved for American Express card?

How long is the approval process? A decision will be sent by post within 5-10 working days.

What is the hardest credit card to get?

American Express Centurion CardWhy it’s one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Is American Express for rich?

The Platinum Card from American Express is a charge card, meaning your balance is due in full every month. This is both good and bad. As a rich person, you should have your credit card on auto pay each month. … But usually, AMEX will waive the fee once a year if you are a good customer.